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    <title>Think and Dream Big</title>
    <link>http://scottmcg.savingadvice.com</link>
    <description>I have never been more determined to succeed than I am right now!</description>
	<webMaster>info@savingadvice.com</webMaster>
	<managingEditor>Scott McGrane</managingEditor>
    <language>en-us</language>
	         <item>
      <title>T.E.A.M</title>
      <link>http://scottmcg.savingadvice.com/2008/05/04/team_38597/</link>
      <description>Together Everyone Achieves More!  We have heard this a million times, but still I feel like some people do not get the concept.  My question that I pose to the real estate world out there is this, why do real estate agents feel as if they are superior to loan officers?   I heard a...</description>
      <pubDate>Sun, 04 May 2008 18:58:46 PST</pubDate>
	  <author>scott@firstchoicefinancialservices.com (Scott McGrane)</author>
    </item>
    <item>
      <title>Where to Budget???</title>
      <link>http://scottmcg.savingadvice.com/2008/03/10/where-to-budget_36492/</link>
      <description>So where do I start budgeting?  Meaning, do I go out and buy Quicken?  Or do I try going on-line to a Mint.com or a Yodlee type website?  The problem with the second option is that if I'm not mistaken both of those websites are done predominately on-line and that makes me uncomfortable....</description>
      <pubDate>Mon, 10 Mar 2008 21:35:10 PST</pubDate>
	  <author>scott@firstchoicefinancialservices.com (Scott McGrane)</author>
    </item>
    <item>
      <title>Americans Are the Victims?   Really?</title>
      <link>http://scottmcg.savingadvice.com/2008/03/03/americans-are-the-victims-really-_36231/</link>
      <description>In this whole “Mortgage Meltdown,” and “Sub prime Crisis” I am getting a little tired of Americans playing the victims.   Right off the bat, I don’t want to offend anyone, but when are we as adults going to start taking responsibilities for our actions?  Every time I open a newspaper...</description>
      <pubDate>Mon, 03 Mar 2008 16:16:39 PST</pubDate>
	  <author>scott@firstchoicefinancialservices.com (Scott McGrane)</author>
    </item>
    <item>
      <title>This is a GREAT time to buy Real Estate!</title>
      <link>http://scottmcg.savingadvice.com/2008/02/26/this-is-a-great-time-to-buy-real-estate_36000/</link>
      <description>So it’s officially a buyers market!!!!!!!!  Anyone care to argue the point; I encourage you to step forth.   The reason for my passion is clear; buyers have everything going for them.  Let me rephrase that; Qualified Buyers have everything going for them.   Here’s the list:&lt;br /&gt;
&lt;br /&gt;
1.	Interest...</description>
      <pubDate>Tue, 26 Feb 2008 17:20:10 PST</pubDate>
	  <author>scott@firstchoicefinancialservices.com (Scott McGrane)</author>
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