So where do I start budgeting? Meaning, do I go out and buy Quicken? Or do I try going on-line to a Mint.com or a Yodlee type website? The problem with the second option is that if I'm not mistaken both of those websites are done predominately on-line and that makes me uncomfortable. If I can be frank
.........and yes, you can still be you. ;-)
Any suggestions or ideas that can help with these reservations?
Where to Budget???
March 11th, 2008 at 04:35 am
March 11th, 2008 at 06:22 am 1205216561
March 11th, 2008 at 11:43 am 1205235781
But you have to get comfortable with everything being on the web.
March 11th, 2008 at 01:28 pm 1205242082
March 11th, 2008 at 01:41 pm 1205242873
March 11th, 2008 at 01:58 pm 1205243905
My method is one that I've yet to see anyone else use except for one! And yet, it works so well for me that I would never dream of doing anything else.
And that would be my point, that budgeting is actually a very personal process I think. You have to find a method that, above all else, you know you will stick with.
March 11th, 2008 at 03:05 pm 1205247946
March 11th, 2008 at 03:35 pm 1205249714
March 11th, 2008 at 04:52 pm 1205254322
If you want software, I've read lots of good things about YNAB.
March 11th, 2008 at 09:14 pm 1205270075
March 11th, 2008 at 10:00 pm 1205272810
Then I saved my documents to Google documents, which is free to join. I feel comfortable using online here because I'm not disclosing names or account numbers of my various things.
The "number crunch" worksheet I update almost daily. I monitor my checking/savings combo account online so I always know exactly where I am.
The other worksheets I only update when I a.) have a permanent change in one of my regular monthly expenses or incomes, b.) manage to add more money to my short-term savings or c.) pay a bill and have my principal go down.
You can see plain-text examples of some of my spreadsheets on my blog; I have separate pages for "Number Crunch," "Bills and Budget," and "Fun-Money Savings."